Many private insurances based in Illinois cover elective abortion, birth control and gynecological services offered by FPA Chicago. The Reproductive Rights Act was passed in Illinois in July 2019, and requires private insurance policies to cover abortion services when the policy covers other reproductive health services. For more information, please click here.
Illinois Medicaid also covers abortion care. If you have limited or no coverage for abortion care, you may be eligible for Illinois Medicaid coverage.
Most states that restrict access to abortion care also do not allow private insurers to cover abortion care. For more information about the laws in your state, please visit the Guttmacher website for more information.
Blue Cross Blue Shield PPO We are able to take BCBS PPO insurance for gynecological services as well as abortion services.
Blue Cross Blue Shield – HMO of Illinois We are able to accept BCBS HMO insurance for abortion services only. With an HMO plan the patient must get a referral from their primary care physician or insurance company.
Medicaid We are able to accept Illinois Medicaid for both gynecological services and abortion services. Patients should ensure their Medicaid coverage is active at the time of the appointment and bring their Medicaid identification card.
If we are not contracted with your insurance or your insurance does not cover abortion care, we offer affordable fees cash fees for patients who are paying for their care out of pocket. We can also refer you to another provider who may be contracted with your insurance company. In most cases, we can provide an itemized bill for you to submit to your insurance company yourself.
If you are an Illinois resident facing financial hardship, Illinois Medicaid covers abortion care. Pregnant patients may be eligible for the Medicaid Presumptive Eligibility Program, which helps patients get medical coverage the same day that they apply.
*Please note that this list is subject to change at any time.
If you have insurance coverage through more than one insurance provider, please tell our staff.
We will call to check your insurance coverage before your visit by contacting your insurance company directly. The coverage information that we are given by your insurance is never guaranteed, and in some situations, we are given incorrect information. If your insurance company does not cover your services, after they are billed, you will be asked to pay our uninsured fee.
We have usual and customary rates for all of the services we provide. If you are uninsured (do not have private insurance or Medicaid) we are able to offer a global uninsured fee for abortion care for our self-pay patients. This means you will pay one fee for all of the care you receive, there are no extra charges or fees if you need additional medications, for example.
Please do not delay your care if you are having a hard time affording the fee you are quoted. There is help available if you cannot afford to pay for our services. If you are an Illinois resident, you may be eligible for abortion services at no cost to you.
The global uninsured (self-pay) fee for abortion care includes pregnancy testing, admitting, pre-operative history and physical, ultrasound, lab work, the abortion procedure or medications used to induce an abortion, RhoGAM or MicRhoGAM if needed, medications given on the day of the procedure and post-procedure medications and your post-operative care when it is authorized and provided by our medical staff.
Fees for gynecological and birth control visits vary depending on what services and testing is provided. We strive to keep fees for these services affordable, but they are dependent on external costs from our lab and medical supply companies.